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Women who bet their last money on themselves

Ivan Mehta by Ivan Mehta
March 31, 2026
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Women who bet their last money on themselves

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When Julia Meiners and Jaqueline Besanceney, better known online as Julez and Jacky, say they risked everything, they mean it literally. No savings, no safety net, and no guarantee that their next move won’t leave them completely broke.

Today, the two self-made entrepreneurs run a multi-million online business and mentor thousands of people around the world. But the moment that changed their lives came when they made a choice most people would never dare to make. They spent their last money on “one last” attempt at success.

Before their success, both women described lives filled with frustration and constant pressure. Julez worked long hours at well-paying jobs, while devoting every spare minute to trying to create something online. Jacky had already experienced several failed business ideas and was struggling to stay financially afloat.

“There were evenings where we sat in front of our laptops and wondered if we should just give up,” Julez says. “It was like everyone was moving forward and we were standing still.”

In search of financial freedom

Two women in flowered dresses smiling at the sky.
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They tried what many people try when looking for financial freedom online. E-commerce, digital products, coaching programs, marketing courses. Each new idea brought hope and each failure made the situation worse.

“At some point you start to think maybe it’s just not for you,” Jacky says. “But deep down, we both felt there had to be another way.”

The two first met while working in the same online business environment, and the connection wasn’t instant. Both describe the first impression as tense and competitive rather than friendly.

“We didn’t like each other at all,” Jacky admits. “We were both strong personalities and both used to doing things our own way. »

They shared the same vision

Two women on a plane holding glasses of champagne.
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But after a series of late-night conversations, they realized they shared the same vision. Both were fed up with economic models that promised freedom but created stress. Both wanted to create something that actually worked for normal people, without a big audience or a perfect resume.

They decided to try to build something together. The result was their greatest failure yet. Their first joint project lost thousands of euros and left them in an even worse situation than before.

If there was almost no money left, most people would have stopped. Instead, they created what they call the the most daring decision of their life.

“We used our last savings and even borrowed money to try once again“, says Jacky. “There were no guarantees. It was just a feeling that we were closer than we thought.

This time, they focused on creating a simple digital system that could run online without the need for fame or expensive setups. They had no more money, no more return plane tickets, nothing to lose. However, they made their first sale on the same day of launch. $500 with no own product but just a system. And that was just the beginning.

“It wasn’t a huge amount,” Julez says. “But at that point we knew we had found something that worked.”

From there, they say, results came quickly. What started as a small experiment grew into a business, and later Secret Creators Business or SCB, their flagship mentorship program that teaches others how to generate income online step by step.

Today, both men say the biggest lesson of their journey isn’t about money, but about belief.

“We were afraid all the time,” Julez says. “People think confidence comes first. For us, it came after deciding not to quit.”

They know their story seems extreme, but they insist the turning point was simple. They stopped waiting for the perfect moment and bet on themselves when they had nothing left to lose.

“We risked everything,” says Jacky. “And that’s exactly why we won in the end.”

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Ivan Mehta

Ivan Mehta

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